Certificate/IRAs

Share Certificate

A share certificate always earns you more than a regular savings account because you deposit a specified amount for an established period of time. Interest earned is paid monthly. Certificate maturities vary from 3 months to 60 months. A minimum of $500.00 is required and there is a penalty for early withdrawal. Interest rate depends on the amount of deposit and term of certificate desired.

IRA, Roth IRA and Educational IRA

We accept direct transfers and/or rollovers from your present plan. Funds will be deposited in an IRA certificate at the same rate and terms offered under the share certificates.

Open an Account Today

If you’re interested in opening an account at Rock Island Credit Union, feel free to call us at 405-262-1463 or stop by for assistance.

To make your experience fast and easy, please have the following information ready:

– Social Security Number (ITIN holders may require additional documentation)

– Government-issued ID (e.g., Driver’s License, Social Security card for Minors, US Passport)

– Proof of Physical Address (A PO Box is not a valid form of physical address)

– Funding information for your new account (e.g., Debit Card, Credit Card, Checking or Savings Account Number, and Routing Number). Fund availability may be subject to review.

 

We’re excited to assist you in opening a share account and supporting you on your financial journey!

Join the RIL Credit Union for the Community

Rock Island Credit Union proudly serves individuals who live, work, worship, or attend school within the El Reno area or in one of the eight counties in our field of membership. These counties include Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma, and Pottawatomie.

Membership with us entitles you to many free and low-cost benefits. As a shareholder, we can return our earnings to you in the form of higher interest rates on savings and lower rates on loans.

 

Become a Member Today

If you want to join Rock Island Credit Union, feel free to call us at 405-262-1463 or stop by for assistance.

To make your experience fast and easy, please have the following information ready:

  • Social Security Number (ITIN holders may require additional documentation)
  • Government-issued ID (e.g., Driver’s License, Social Security card for Minors, US Passport)
  • Proof of Physical Address (A PO Box is not a valid form of physical address)
  • Funding information for a new account (e.g., Debit Card, Credit Card, Checking or Savings Account Number, and Routing Number). Fund availability may be subject to review.

 

We look forward to welcoming you to our community and helping you achieve your financial goals!