Loans
Explore your Loan Options and Rates or Apply Today!
We provide loans for personal items, as well as financing for new and used vehicles, boats, motorcycles, and RVs.
If you’re considering applying for a loan or want to explore our rates, don’t hesitate to reach out at 405-262-1463 or stop by RIL Credit Union. We’re eager to assist you!
Savings
*APY = Annual Percentage Yield. The balance on which interest is computed for your account is determined by the daily balance method. The daily balance method applies a periodic rate to the full amount of principal in the account for each day. These accounts compound monthly. Rates are subject to change without notice.
Minimum balance on share account to earn interest: $100.00
Minimum balance on traditional share draft acct to earn interest: $500.00
Minimum balance on money market accounts to earn interest: $2500.00
Call for more information regarding the different types of share draft checking account offered by us.
Share Certificates
Contact the Credit Union for current rates.
* Rates above listed are in APR – Annual Percentage Rate. The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. Withdrawal prior to maturity will result in a substantial penalty. The balance on which interest is computed for your account is determined by the daily balance method. The daily balance method applies a periodic rate to the full amount of principal in the account for each day.
Minimum balance to open a certificate account: $500.00
Certificates compound monthly.
Rates are subject to change without notice.
* Rates above listed are in APR – Annual Percentage Rate. The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. Withdrawal prior to maturity will result in a substantial penalty. The balance on which interest is computed for your account is determined by the daily balance method. The daily balance method applies a periodic rate to the full amount of principal in the account for each day.
Minimum balance to open a certificate account: $500.00
Certificates compound monthly.
Rates are subject to change without notice.
Join the RIL Credit Union for the Community
Rock Island Credit Union proudly serves individuals who live, work, worship, or attend school within the El Reno area or in one of the eight counties in our field of membership. These counties include Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma, and Pottawatomie.
Membership with us entitles you to many free and low-cost benefits. As a shareholder, we can return our earnings to you in the form of higher interest rates on savings and lower rates on loans.
Become a Member Today
If you want to join Rock Island Credit Union, feel free to call us at 405-262-1463 or stop by for assistance.
To make your experience fast and easy, please have the following information ready:
- Social Security Number (ITIN holders may require additional documentation)
- Government-issued ID (e.g., Driver’s License, Social Security card for Minors, US Passport)
- Proof of Physical Address (A PO Box is not a valid form of physical address)
- Funding information for a new account (e.g., Debit Card, Credit Card, Checking or Savings Account Number, and Routing Number). Fund availability may be subject to review.
We look forward to welcoming you to our community and helping you achieve your financial goals!